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		<title><![CDATA[discussion boards — Insurance]]></title>
		<link>http://www.cholangiocarcinoma.org/punbb/index.php</link>
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		<description><![CDATA[The most recent topics at discussion boards.]]></description>
		<lastBuildDate>Tue, 23 Apr 2013 19:00:51 +0000</lastBuildDate>
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			<title><![CDATA[Affordable Care Act (ACA) provisions for 2014]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9927&amp;action=new</link>
			<description><![CDATA[<p>A quick look at the changes:</p><p>The ACA has set four levels of coverage — Bronze, Silver, Gold, and Platinum.&nbsp; You will be able to compare plans offering similar value. </p><p>You are eligible for coverage, regardless of health history. By law, you cannot be denied coverage because of pre-existing or ongoing conditions like cancer or diabetes.</p><p>Individuals and families may be eligible for financial assistance to help help pay for coverage and care. (Federal Government)</p><p>Health Insurance Marketplaces (referred to as exchanges) will allow you to apply for financial assistance or to make coverage more affordable.&nbsp; You will also be able to compare and choose coverage that best fits your needs and budget.</p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Tue, 23 Apr 2013 19:00:51 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9927&amp;action=new</guid>
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			<title><![CDATA[Communicating with Your Insurance Company]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9839&amp;action=new</link>
			<description><![CDATA[<p><a href="http://www.cancersupportcommunity.org/MainMenu/About-Cancer/Understanding-Cancer/Coping-with-the-Cost-of-Care/Health-Insurance-Explained/Communicating-with-Your-Insurance-Company.html">http://www.cancersupportcommunity.org/M … mpany.html</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Wed, 03 Apr 2013 16:06:29 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9839&amp;action=new</guid>
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			<title><![CDATA[Health Insurance Explained by Cancer Support Community]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9838&amp;action=new</link>
			<description><![CDATA[<p>Cobra:<br /><a href="http://www.cancersupportcommunity.org/MainMenu/About-Cancer/Understanding-Cancer/Coping-with-the-Cost-of-Care/Health-Insurance-Explained/COBRA.html">http://www.cancersupportcommunity.org/M … COBRA.html</a></p><p>HIPPA Plans<br /><a href="http://www.cancersupportcommunity.org/MainMenu/About-Cancer/Understanding-Cancer/Coping-with-the-Cost-of-Care/Health-Insurance-Explained/HIPPA-Plans.html">http://www.cancersupportcommunity.org/M … Plans.html</a></p><p>Medicare:<br /><a href="http://www.cancersupportcommunity.org/MainMenu/About-Cancer/Understanding-Cancer/Coping-with-the-Cost-of-Care/Health-Insurance-Explained/Medicare.html">http://www.cancersupportcommunity.org/M … icare.html</a></p><p>Medicaid:<br /><a href="http://www.cancersupportcommunity.org/MainMenu/About-Cancer/Understanding-Cancer/Coping-with-the-Cost-of-Care/Health-Insurance-Explained/Medicaid.html">http://www.cancersupportcommunity.org/M … icaid.html</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Wed, 03 Apr 2013 16:03:12 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9838&amp;action=new</guid>
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			<title><![CDATA[Health Insurance Explained by Cancer Support Community]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9837&amp;action=new</link>
			<description><![CDATA[<p>Private Health Insurance:<br /><a href="http://www.cancersupportcommunity.org/MainMenu/About-Cancer/Understanding-Cancer/Coping-with-the-Cost-of-Care/Health-Insurance-Explained/Private-Health-Insurance.html">http://www.cancersupportcommunity.org/M … rance.html</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Wed, 03 Apr 2013 16:02:30 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9837&amp;action=new</guid>
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			<title><![CDATA[Japan  1 st Time Approves Compensation For Worker In Pringing Industry]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9783&amp;action=new</link>
			<description><![CDATA[<p>Hi, everyone one,</p><p><a href="http://www.yomiuri.co.jp/dy/national/T130314005395.htm">http://www.yomiuri.co.jp/dy/national/T130314005395.htm</a></p><p>That means Printing materials like ink and chemicals involved in the printing process is a&nbsp; risk factor for cholangiocarcinoma.(most of the patients were quite young.)</p><p>Article May be related or just coincidence ?</p><p><a href="http://skokie.patch.com/articles/art-teacher-leaves-a-legacy-of-printmaking-behind">http://skokie.patch.com/articles/art-te … ing-behind</a></p><p>God bless.</p>]]></description>
			<author><![CDATA[null@example.com (PCL1029)]]></author>
			<pubDate>Sun, 24 Mar 2013 15:11:40 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9783&amp;action=new</guid>
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			<title><![CDATA[Baltimore Sun  Fair treatment for all cancer patients]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9726&amp;action=new</link>
			<description><![CDATA[<p><a href="http://www.baltimoresun.com/news/opinion/oped/bs-ed-cancer-drug-20120227,0,7836732.story">http://www.baltimoresun.com/news/opinio … 6732.story</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Wed, 13 Mar 2013 02:04:12 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9726&amp;action=new</guid>
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			<title><![CDATA[Department of Health and Human Services is urged to to reconsider]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9725&amp;action=new</link>
			<description><![CDATA[<p>As quoted by ASCO<br />“Cancer patients represent a vulnerable population, as they often need complex and intensive health care services when diagnosed and if they have a cancer recurrence,” the letter stated. “For many people, therapies are targeted according to tumor type and genetics, so drug coverage under the essential health benefits must consider this movement toward targeted cancer treatment.”</p><p>Read more: <br /><a href="http://ascoaction.asco.org/Home/tabid/41/articleType/ArticleView/articleId/228/categoryId/47/Cancer-Leadership-Council-Urges-HHS-to-Set-Standard-Health-Benefits-Under-ACA.aspx">http://ascoaction.asco.org/Home/tabid/4 … r-ACA.aspx</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Wed, 13 Mar 2013 02:02:09 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9725&amp;action=new</guid>
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			<title><![CDATA[FINANCIAL HANDBOOK FOR LIVER TRANSPLANTATION]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9675&amp;action=new</link>
			<description><![CDATA[<p><a href="http://www.beaumont.edu/files/imce/pdfs/Financial%20Handbook%20for%20Liver%20Transplant%20Patients.pdf">http://www.beaumont.edu/files/imce/pdfs … tients.pdf</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Tue, 05 Mar 2013 21:06:41 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9675&amp;action=new</guid>
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			<title><![CDATA[National Coverage Determination (NCD) for Adult Liver Transplantation]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9674&amp;action=new</link>
			<description><![CDATA[<p>Unresectable &quot;extrahepatic&quot; Cholangiocarcinoma </p><br /><p><a href="http://www.cms.gov/medicare-coverage-database/details/ncd-details.aspx?NCDId=70&amp;ncdver=3&amp;bc=AAAAgAAAAAAA&amp;">http://www.cms.gov/medicare-coverage-da … AAAAA&amp;</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Tue, 05 Mar 2013 21:05:02 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9674&amp;action=new</guid>
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			<title><![CDATA[Pre-Existing Condition Insurance Plans Suspend Enrollment (PCIP)]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9673&amp;action=new</link>
			<description><![CDATA[<p>Find the article here:<br /><a href="https://mail.google.com/mail/u/1/#inbox/13d3bed8d0266116">https://mail.google.com/mail/u/1/#inbox … d8d0266116</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Tue, 05 Mar 2013 20:31:50 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9673&amp;action=new</guid>
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			<title><![CDATA[Webinar/Teleconference: Financial Assistance available?]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9672&amp;action=new</link>
			<description><![CDATA[<p>Cancer Legal resource center is a national, joint program of the Disability Rights Legal Center and Loyola Law School Los Angeles. </p><p>The below web conference is free of charge.&nbsp; Please sign up and if possible share the information on this site.</p><p>Topic:&nbsp; There’s Simply Not Enough Money – Can I Get Assistance?</p><p><a href="https://www2.gotomeeting.com/register/514802834">https://www2.gotomeeting.com/register/514802834</a></p><p>Hugs,<br />Marion</p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Tue, 05 Mar 2013 19:16:47 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9672&amp;action=new</guid>
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			<title><![CDATA[What If My Insurance Company Refuses to Pay?]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9452&amp;action=new</link>
			<description><![CDATA[<p>From Cancer Legal Resource Center, webconference: </p><p><a href="https://www2.gotomeeting.com/register/880344730">https://www2.gotomeeting.com/register/880344730</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Tue, 15 Jan 2013 07:05:56 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9452&amp;action=new</guid>
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			<title><![CDATA[any answers to this question?]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9148&amp;action=new</link>
			<description><![CDATA[<p>Newly diagnosed, My dad doesnt have health coverage and has been in the process of trying to get it. He has applied for it but received a call today saying that it will take about 45 days for them to let him know if he qualifies, or not. My dad is stage 4, inoperable and was given a very poor prognosis. When I asked the doctor when someone like him would typically start chemo, he said now.</p><p>He has not started chemo...but is in the process of making the decision whether he wants to or not, he is leaning towards.</p><p>The insurance company said that because he is not over 65, under a certain age, or disabled, that he would have to wait. 45 days seems to long to wait when given a prognosis such as he&#039;s been given.</p><p>Does anyone know of anything i can do to hurry this up? If he wants to start chemo I want him to be able to.</p><p>Thank you,</p><p>Kristin</p>]]></description>
			<author><![CDATA[null@example.com (Kristin97292)]]></author>
			<pubDate>Sat, 10 Nov 2012 06:10:49 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9148&amp;action=new</guid>
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			<title><![CDATA[So upset with BCBS right now]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9024&amp;action=new</link>
			<description><![CDATA[<p>The trial my husband was in didn&#039;t work and his cancer has gotten worse, so his oncologists want to do radio embolization, then enter him in another trial in four weeks (he has to wait that long between the last chemo and the new trial).&nbsp; His main oncologist does not want him to sit idle for weeks, because as he said, the cancer can be aggressive and we don&#039;t want to waste that time.&nbsp; So we met with the interventional radiology oncologists last week and they said we had to get preapproval for the radio embolization, since it is only approved for colorectal cancer (it would be off-lable use).&nbsp; It is $30,000 per dose (one for each side of the liver).&nbsp; We found out the next day that it was approved, so we hurriedly set up an appt. on the 25th for the mapping procedure.&nbsp; Well today, we heard from Georgetown that BCBS has decided to review its decision and may deny it.&nbsp; They want more documentation to prove it is a necessary treatment.&nbsp; I cannot believe they would put us through this.&nbsp; How could they approve it then change their minds?&nbsp; It may also push the procedure date further out as well, which may also impact his eligibility for the new trial.&nbsp; We are going through enough already.&nbsp; I feel it is just cruel that they can do this.&nbsp; The doctors are putting documentation together to submit to BCBS, but I wonder if there is anything I can do to help as well.</p>]]></description>
			<author><![CDATA[null@example.com (bluebird21)]]></author>
			<pubDate>Tue, 16 Oct 2012 20:38:08 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=9024&amp;action=new</guid>
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			<title><![CDATA[How to apply for disability]]></title>
			<link>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=8996&amp;action=new</link>
			<description><![CDATA[<p><a href="http://www.ssa.gov/dibplan/dapply.htm">http://www.ssa.gov/dibplan/dapply.htm</a></p>]]></description>
			<author><![CDATA[null@example.com (marions)]]></author>
			<pubDate>Thu, 11 Oct 2012 19:19:26 +0000</pubDate>
			<guid>http://www.cholangiocarcinoma.org/punbb/viewtopic.php?id=8996&amp;action=new</guid>
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