Topic: IMPORTANT COBRA information
I just found this out.
If you are newly diagnosed, leave your job, and get on COBRA, you MUST submit a written "Determination of Disability" form from Social Security within 60 days to your plan administrator. If you do not submit this federally required piece of paperwork, you will be denied an 11 month extension of coverage after your initial 18 month period of coverage is over.
Yes, it is ridiculous. Because I did not submit a piece of paperwork to the plan administrator, I have been denied an extension of coverage even though I am still disabled, still on Social Secuity, and still unable to work.
Why oh why do we have to wait 24 months to get on Medicare? It's ridiculous. Why oh why is there a six month period between the expiration of COBRA and the beginning of Medicare? Is it simply because they want us to die?