Topic: Just about ready for medical retirement
I'm thinking about retiring or taking an extended leave of absence. I've been working this past 18 months since diagnosis, and I think its time to take better care of myself. I need to do things like exercise and have better nutrition that I don't have time or energy for while working full-time. I want to enjoy not working while I still am healthy enough to enjoy it.
It feels like I'm about to jump into water and I don't know how deep it is. I could crash into shallow water, or jump in safely in deep water. My company provides long-term disability insurance, but the COBRA amount that I have to pay is worrisome ($480).
I'm going to talk to a disability lawyer and a tax guy and see if I can actually afford to do this. It's hard because I'm a single parent and still have three kids living at home (16, 20, 22) that I'm supporting. Maybe the older ones need to help out... but you know how hard it is to get kids to help out.
It will be a big adjustment to retire. I'm only 46 and have been working since I was 16. I never expected to have to retire early.