Topic: Mortgage refinancing

Due to unforseen circumstances (cancer! Job loss!) I fell behind on my mortgage and was facing foreclosure.

I finally talked to someone at my mortgage company who cared and took the time with me to find out the right refinance/home retention program for me.  It was such a relief to talk to someone who treated me as a human being and not a problem.  This was an answer to prayer.  I will be paying $300 less for the next 6 months, then evaluated for the rest of the program based on my making the payments on time.  This is a good thing.

Re: Mortgage refinancing

Lisa.....I was wondering about your home situation and am pleased to hear that a solution has been found for the immediate future. Do you still have your house on the market, for sale?
I am so glad that this has turned out well for you.
Best,
Marion

THIS INFORMATION IS NOT INTENDED NOR IMPLIED TO BE A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE. YOU SHOULD ALWAYS SEEK THE ADVICE OF YOUR PHYSICIAN OR OTHER QUALIFIED HEALTH CARE PROVIDER

Re: Mortgage refinancing

My house listing expired.  No one is buying, let alone looking, right now.  In four months I only had 2 showings.

Re: Mortgage refinancing

Lisa, I'm very glad you met someone with a heart & a brain in synch with it!!  You are NOT a problem, you are a customer/client & should be evaluated on your own facts.  As a solicitor, I used to act for Lenders & it makes me so cross when they work solely on "criteria" & not on common sense!!!

Good luck with your future dealings with them.

Julia x

“When it is dark enough, you can see the stars." - Ralph Waldo Emerson

Re: Mortgage refinancing

Lisa,
GREAT NEWS! Does that mean you are still surrounded by the four legged children? I didnt ask, but did your daughter make it home for Christmas and frighten you with all her college stories?

Kris

Cancer is a word, not a sentence.

36 year old patient with buckets of hope

Re: Mortgage refinancing

Lisa, what a load off the mind and the wallet. Good for you! We finally put the house up By Owner and so far people have taken 30 fliers but not one call. Must be nosy neighbors taking them. That is just great news.

Teddy ~In our hearts forever~ATTITUDE is EVERYTHING
Any suggestion I offer is intended as friendly advice based solely on my own experience. Please consult your doctor for professional guidance.

Re: Mortgage refinancing

Lisa,

This is great news.  Atleast it will give you a chance to breath & regroup.  It's good to know that there are people out there who are willing to listen, understand and truely care about your situation.

Darla

"One Day At A Time"

All of my comments and suggestions are just my opinions and are not a substitute for professional medical advice.   You should always seek the advice of your physician or other qualified health care providers.

Re: Mortgage refinancing

Hi Lisa,

Thanks for sharing that. It is indeed good as Darla says that there are people out there who will listen and who care. Good stuff.

Best wishes

Gavin

Any advice or comments I give are based on personal experiences and knowledge and are my opinions only, they are not to be substituted for professional medical advice. Please seek professional advice from a qualified doctor or medical professional.

Re: Mortgage refinancing

Thanks all for you encouragement.  Yes, I am still surrounded by my four legged friends, and a great deal of worry was what do do with 2 horses, 2 dogs, and 2 cats.

My daughter is still home from college, so it is also nice for her and my son to know they still have a home to come home to during the holidays.  This has been my home for over 10 years, and I really don't want to go.  I just hope that things work out so I can keep it. 

I decided to go the refi route because I'm not ready to die any time soon smile  Bring on that 30 year mortgage!

Love to all,
Lisa

Re: Mortgage refinancing

Hurrah for 30 year mortgages. That last post was music to my ears!!!

Teddy ~In our hearts forever~ATTITUDE is EVERYTHING
Any suggestion I offer is intended as friendly advice based solely on my own experience. Please consult your doctor for professional guidance.