Topic: Mortgage refi approved
Well, I guess I am going to have to stick around for a few more years because I'll be signing new mortgage refi papers. The good thing is that this way I will be avoiding foreclosure. The bad news is that it will take 1/2 my monthly income to make the payments. Add that to a $500 monthly insurance premium and we are cutting things down to the bone. Insurance is so expensive but I of course I don't dare go without. And of course I "make too much" to be eligible for any state housing, medical or food aid. I don't understand why they don't count medical premiums/expenses and housing expenses as part of their formula for receiving help. I have no disposable income.
I can't wait until I am eligibile for Medicare. One year to go.